ICICI Bank provides a variety of credit cards. You can apply online, earn reward points, and redeem them for cashback. You may be wondering which ICICI Bank credit card is best for you. Read on to discover more. This article will introduce you to the many credit cards offered by ICICI Bank. There are rewards for every type of spending. You can also use your card to get cash back or discounts on certain products.
ICICI Bank offers a wide range of credit cards
There are many ICICI Bank credit cards available. Each one has different terms and fees. If you are applying online, you will have to enter your mobile number and net banking customer id. Once you have verified your information, you will be contacted by an ICICI Bank representative. You may be required to submit income proof and KYC documents, too. Alternatively, you can visit an ICICI Bank branch to apply.
The ICICI Bank credit cards come with a host of features and benefits. They range from instant discounts to cashbacks. The annual fee and cashback amounts differ by card and bank. Interest rates are charged on outstanding balances and may be 3.75% or higher. Many ICICI Bank credit cards also come with a welcome gift. Choose the one that best suits your needs and spending habits.
You can apply online
ICICI Bank offers many types of credit cards, each with a different rate of interest and fee structure. To apply for an ICICI credit card, you can fill up an application online. You will need basic information such as your name, age, occupation, and net monthly income, and upload any documents you need. If you are approved for an ICICI credit card, you’ll receive your card in the mail within a matter of days.
ICICI Bank is a bank that has many branches across India. You can find one near you or download an application form from their website. The ‘Form Center’ section is located on their home page. Once you have downloaded the application form, select ‘Personal banking’ before ‘credit cards’. The ‘Subsidiary Card Request’ option will require you to upload self-attested proof of identity, such as a passport or voter ID card.
You can earn rewards points
ICICI Bank offers several ways to earn rewards points for its credit cards. Generally, a cardholder can redeem points for a variety of things, from cash backs to exclusive offers. However, some ICICI Bank credit cards do not offer these types of rewards. However, you can contact the bank’s customer care center if you are confused. You can also visit the ICICI website for answers to frequently asked questions about reward programs.
With the ICICI Bank credit cards, you can enjoy accelerated point earning on different segments. In addition, you can enjoy best perks on most regular expenses with these cards. For example, if you make a lot of purchases at a restaurant, you can easily exchange your points for cash. You can also exchange your reward points for cash within seven days. Moreover, if you have an ICICI Bank credit card, you can avail a welcome benefit that offers extra benefits for your first purchase.
You can redeem reward points for cashback
Redeem reward points for cashback on a number of ICICI Bank credit card offers. Many of these offers offer accelerated point earning for various segments, such as shopping and dining. The card also offers the best perks on most regular expenses, including welcome advantage, milestone bonus, and cashback. Cardholders can also choose to redeem their points for cash within seven days of making a purchase.
You can request redemption forms from the bank’s customer service by phoning their customer care number or filling out a form online. Once you submit the form, you will receive the rewards in ten to fifteen working days. The amount of your redemption will be deducted from your rewards point balance and the product will be delivered to the registered address. For some cards, you may need to complete a redemption form, so be sure to complete it accurately.
You can avail EMIs on ICICI Bank credit cards
ICICI Bank provides its credit card members with an EMI on call facility that allows them to convert credit card purchases into convenient recurring monthly payments. This facility allows the card member to set an EMI tenure ranging from three to twenty-four months and can be cancelled anytime. The customer must contact the customer care department within fifteen days of receiving the welcome letter to request cancellation. In order to cancel the EMI on call, the member must submit a cancellation request.
EMIs on ICICI Bank credit card accounts are payable on a monthly basis and interest rates on the balance transferred are lower than on revolving credit cards. In addition, the interest rate for converting a card balance into an EMI is 1.17% per month on the monthly reducing balance. Card members can request the conversion of a transaction and it will be instantaneous. The converted transaction will appear on the card statement.